2023 KBW Winter Financial Services Conference Presentation

Southside Bancshares, Inc. is a holding company for Southside Bank.  The Bank offers a full range of financial services to commercial, industrial, financial, and individual customers, including loans, equipment financing, real estate lending, trust services, and other services through offices in eastern Texas.

Gulf South Bank Conference Presentation

KBW Community Bank Investor Conference Presentation

AGM 2023

Stephens Investor Meeting

United States

Univest Corporation of Pennsylvania is the parent company of Univest National Bank and Trust Co., Univest Insurance, Inc., and Univest Investments, Inc.  The Company, through its subsidiaries, provides a range of banking, investments, and insurance services.  Univest has offices throughout Bucks and Montgomery Counties.

Dime Community Bancshares, Inc. provides banking services. The Bank offers commercial and consumer banking and limited trust services, including accepting deposits and originating various loans. Dime Community Bancshares operates in the State of New York.

Lakeland Bancorp, Inc. is the holding company for Lakeland Bank.  The Bank is a full-service commercial bank offering a range of consumer, commercial, trust services, and equipment leasing.  Lakeland Bank operates in northwestern New Jersey.

Brookline Bancorp, Inc. is the holding company for Brookline Bank. The Bank is a full-service financial institution providing  individuals and small to mid-sized businesses with personal deposit and lending services, residential mortgages and home equity credit, C & I lending, commercial real estate lending, cash management, payroll and merchant services, and access to investment services.

PacWest Bancorp is a bank holding company. The Company, through its banking subsidiary, offers a wide range of commercial banking services.

Community Trust Bancorp, Inc. is the holding company for one commercial bank, one thrift, and one trust company.  The Company serves small and mid-sized communities in Kentucky and West Virginia.  Community Trust provides a variety of commercial and personal banking products, including accepting deposits and originating loans.

Premier Financial Corp. provides financial services. The Company offers banking and insurance solutions. Premier Financial serves customer in the State of Ohio.

Tompkins Financial Corporation is the holding company for Tompkins County Trust Company, The Bank of Castile, and The Mahopac National Bank.  The Banks operate branches which serve the Genesee Valley region of Western New York, Tompkins County and surrounding areas in Central New York, and Putnam County.  Tompkins' offers personal and business services, including investment management.

ConnectOne Bancorp, Inc. is a community-based, full-service commercial bank holding company.  The company concentrates on asset generation efforts in real estate, construction, business loans, and deposit accounts.

The First Bancshares, Inc. is the holding company for The First, a National Banking Association.  The Bank operates a general commercial and retail banking business, emphasizing the banking needs of small- to medium-sized businesses, professional concerns, and individuals.  The First serves customers located in Lamar County, Mississippi.

Shengjing Bank Co. Ltd. provides banking services. The Company offers various financial services, funds business, international business, and investment services for individuals and small and medium enterprises.

Karnataka Bank Ltd is a full-service bank. The Bank accepts deposits, makes loans and provides other services for the public.

Kiatnakin Bank Public Company Limited provides commercial banking services including commercial, developmental, consumer, hire-purchase, and mortgage financing to its customers in Thailand. The Company also provides securities brokerage and investment advisory services.

Dah Sing Financial Holdings Ltd through its subsidiaries, offers general banking services. The Company also invests in properties and provides insurance broking and nominee services.

Bank Maybank Indonesia Tbk PT provides commercial banking services including deposit taking, lending, treasury, and investment banking services. The Bank also provides trade finance facilities, foreign exchange transaction services, loan syndications for project financing, and investment services.

PT Bank Sinarmas Tbk is a full service commercial bank. The Company offers a wide range of banking services, including checking and savings accounts as well as phone banking, Internet banking and automatic teller machines.

Security Bank Corporation offers a wide variety of financial products and services. The Bank's services include peso, dollar and third currency deposits, domestic and international fund transfers, deposit pick-up and payroll services, and ancillary services.  Security Bank also provides working capital financing, term arrangements, loan syndication services.

Tokyo Kiraboshi Financial Group, Inc. operates banks. The Company mainly offers financial services. Tokyo Kiraboshi Financial Group provides services in Japan.

Tokyo Kiraboshi Financial Group (7173 JP)

DGB Financial Group Inc., a financial holding company, provides a full range of consumer and commercial banking-related financial services.  The Company operates and controls its financial subsidiaries such as Daegu Bank, Daegu Credit Information, and DBG Capital.

The Bank of Nagoya, Ltd. is a Nagoya based regional bank.  The Bank provides banking services such as deposits, loans, trust funds, and bond issuance.  The Bank of Nagoya also provides financial services such as leasing and credit cards.

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