Has APRA Just Gold-Plated Hybrid Instruments for Australian Pensioners?
On 8 November 2018, the Australian Prudential Regulatory Authority (APRA) announced its long-awaited proposal (a discussion paper) on Increasing...
412 Views
Major Bank Oligopoly Flexes the Pricing Power Lever
Structural rise in funding costs offset by home loan repricing.We believe the increase in short-term wholesale funding costs is structural, not...
450 Views
Regionals Vs Majors: Could We See A Pricing Reversal?
Ever since the Global Financial Crisis (GFC), funding costs in capital markets for both major and regional Australian banks have been steadily...
372 Views
Financial Services Royal Commission Poses Plenty Of Questions, but Provides Few Answers
The interim report issued by the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry is long on...
390 Views
Will Major Bank Divestments Affect Hybrid Instruments?
With the Australian Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry (the “Commission”) being...
257 Views