Independent research on the U.S. markets, Baptista Research

Baptista Research

Independent research on the U.S. markets

Baptista Research is an independent financial research house focused on the U.S. markets. We provide equity research as well as credit research reports on the top-listed U.S. companies with most of our focus on technology, consumer goods and services, automobiles, industrials, oil and gas, pharma, and healthcare. Our research has served more than 3000 institutional investors including mutual funds, hedge funds, banks, family offices, and various buy-side firms. We operate a research subscription service where institutions, as well as retail investors, can have priority access to all our research. We also have a wide distribution of our research reports across some of the top global financial platforms. Apart from equity research and credit research, we also provide advisory services with respect to mergers & acquisitions (M&A), private equity/ venture capital fundraising, valuation reports, and investment management services for corporates.
Baptista Research is owned and managed by Ishan Majumdar, an ex-Venture Capitalist/ Investment Banker, a Chartered Accountant, and a Masters’ degree holder in Management from HEC Paris. Ishan has nearly a decade of experience in Mergers and Acquisitions, Leveraged Buyouts (LBOs), Venture Capital Investing, Corporate Strategy, and Valuation in front-office roles at the likes of BNP Paribas CIB, Credit Agricole CIB, Groupe Danone, and TIW Private Equity. He has worked on and closed multiple acquisition deals, leveraged buyouts, and start-up investment transactions.

Equity Bottom-Up

<ul><li>Equifax Inc. presented a detailed discussion during its third quarter 2024 earnings conference, highlighting significant strides and persistent challenges.</li><li>The company reported substantial developments, particularly in its cloud transformation endeavors, which are likely to secure future growth and operational efficiency.</li><li>Structural changes involved the migration of U.S. and Canadian data exchanges to Equifax's cloud platform, an advancement that is poised to offer cost savings estimated at over $70 million per annum post-completion in early 2025.</li></ul>

Equifax Inc. presented a detailed discussion during its third quarter 2024 earnings conference, highlighting significant strides and persistent challenges.The company reported substantial developments, particularly in its cloud transformation endeavors, which are likely to secure future growth and operational efficiency.Structural changes involved the migration of U.S. and Canadian data exchanges to Equifax's cloud platform, an advancement that is poised to offer cost savings estimated at over $70 million per annum post-completion in early 2025.

Equifax Inc.: Recent Technological Advancements

<ul><li>Equifax Inc. has detailed its Q2 2024 earnings, highlighting substantial progress and strategic advances, particularly within its cloud transformation initiatives, which demonstrate both the company's forward-looking vision and the challenges it encounters in a shifting technological landscape.</li><li>The company reported strong revenue growth, reaching just over $1.43 billion, representing a 9% increase, marginally surpassing its forecast.</li><li>This growth is supported by a solid performance in its global non-mortgage businesses, which showed a 13% growth in current constant currency revenue.</li></ul>

Equifax Inc. has detailed its Q2 2024 earnings, highlighting substantial progress and strategic advances, particularly within its cloud transformation initiatives, which demonstrate both the company's forward-looking vision and the challenges it encounters in a shifting technological landscape.The company reported strong revenue growth, reaching just over $1.43 billion, representing a 9% increase, marginally surpassing its forecast.This growth is supported by a solid performance in its global non-mortgage businesses, which showed a 13% growth in current constant currency revenue.

Equifax Inc.: A Tale Of Expanding Cloud Infrastructure & Margin Expansion! - Major Drivers

Equity Long-Short Analyst

Pyari Menon

<ul>
<li>
<a href="https://www.smartkarma.com/entities/credit-bureau-asia-ltd" target="_blank" data-smartkarma-citation="entities:31060:1" rel="noopener">Credit Bureau Asia (CBA SP)</a> subscription-based services and transaction fees generate consistent, recurring revenue from financial institutions and other businesses, ensuring significant financial stability and strong financial metrics.</li>
<li>Regulatory relationships, vast data repositories, and long-standing client relationships and contracts create significant competitive advantages and protect market share.</li>
<li>If markets can get comfortable with this microcap delivering 3% long-term growth forecast and sustainability of current operating and financial metrics the stock should see at least100% upside.  </li>
</ul>



Credit Bureau Asia (CBA SP) subscription-based services and transaction fees generate consistent, recurring revenue from financial institutions and other businesses, ensuring significant financial stability and strong financial metrics.
Regulatory relationships, vast data repositories, and long-standing client relationships and contracts create significant competitive advantages and protect market share.
If markets can get comfortable with this microcap delivering 3% long-term growth forecast and sustainability of current operating and financial metrics the stock should see at least100% upside.  


Credit Bureau Asia: Good Fundamentals Even Better Valuations

<ul><li>Equifax Inc.'s strong start in 2024 is evident from its Q1 reported revenue of $1.389 billion, up 7%, resulting from sustained strength in mortgage revenue and global non-mortgage businesses.</li><li>Equifax's adjusted EBITDA margins of 29.1% were also slightly above expectations.</li><li>Moreover, their adjusted earnings per share (EPS) of $1.50 a share exceeded the high end of their guidance.</li></ul>

Equifax Inc.'s strong start in 2024 is evident from its Q1 reported revenue of $1.389 billion, up 7%, resulting from sustained strength in mortgage revenue and global non-mortgage businesses.Equifax's adjusted EBITDA margins of 29.1% were also slightly above expectations.Moreover, their adjusted earnings per share (EPS) of $1.50 a share exceeded the high end of their guidance.

Equifax Inc.: Successful price/product strategy in the face of competition and customer price sensitivity! - Major Drivers

<ul><li>Equifax Inc. performed well last year amid one of the most challenging mortgage markets in the last 20+ years with mortgage inquiries down by 34% and a $500 million decline in mortgage revenue.</li><li>Despite this, the company achieved 2% organic constant currency revenue growth, driven by a 7% growth in non-mortgage revenue.</li><li>Additionally, they introduced over 100 new products and increased their vitality index to 14%.</li></ul>

Equifax Inc. performed well last year amid one of the most challenging mortgage markets in the last 20+ years with mortgage inquiries down by 34% and a $500 million decline in mortgage revenue.Despite this, the company achieved 2% organic constant currency revenue growth, driven by a 7% growth in non-mortgage revenue.Additionally, they introduced over 100 new products and increased their vitality index to 14%.

Equifax Inc: New Innovations & Its Core Strategy To Achieving Leadership Global Data & Analytics! - Major Drivers

United States

Equifax Inc. brings buyers and sellers together through its information management, transaction processing, direct marketing, and customer relationship management businesses. The company serves the financial services, retail, credit card, telecommunications/utilities, transportation, information technology and healthcare industries and government.

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Equifax Inc (EFX US)

Equifax Inc.: Recent Technological Advancements

Equifax Inc. presented a detailed discussion during its third quarter 2024 earnings conference, highlighting significant strides and persistent...

Baptista Research

Equifax Inc.: A Tale Of Expanding Cloud Infrastructure & Margin Expansion! - Major Drivers

Equifax Inc. has detailed its Q2 2024 earnings, highlighting substantial progress and strategic advances, particularly within its cloud...

Baptista Research

Credit Bureau Asia: Good Fundamentals Even Better Valuations

CBA is a dominant and entrenched credit and risk information provider in Southeast Asia, with resilient business model and strong financials, now...

Pyari Menon

Equifax Inc.: Successful price/product strategy in the face of competition and customer price sensitivity! - Major Drivers

Equifax Inc.'s strong start in 2024 is evident from its Q1 reported revenue of $1.389 billion, up 7%, resulting from sustained strength in...

Baptista Research

Equifax Inc: New Innovations & Its Core Strategy To Achieving Leadership Global Data & Analytics! - Major Drivers

Equifax Inc. performed well last year amid one of the most challenging mortgage markets in the last 20+ years with mortgage inquiries down by 34%...

Baptista Research

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