Silver Point

Thomas J. Monaco

Independent Insight Provider

Silver Point is a boutique research firm that focuses on the broader financial services sector, with a particular focus on troubled institutions globally. 

Asia Ex Japan

Thematic (Sector/Industry)

* Greek bank problems may be worse than current disclosures suggest;* Brinksmanship of IMF and ECB likely will cause unnecessary global market volatility; and * Capital raises likely and maybe a technical bank failure await.  <h2>Summary</h2>Despite solid progress over the past several years, the Greek banking sector remains a disaster with stated non-performing exposures (NPE) of 50%; reserve coverage of 50%; and system-wide deposits dropping to levels not seen in close to 20 years. Anecdotally, we…

* Greek bank problems may be worse than current disclosures suggest;* Brinksmanship of IMF and ECB likely will cause unnecessary global market volatility; and * Capital raises likely and maybe a technical bank failure await.  SummaryDespite solid progress over the past several years, the Greek banking sector remains a disaster with stated non-performing exposures (NPE) of 50%; reserve coverage of 50%; and system-wide deposits dropping to levels not seen in close to 20 years. Anecdotally, we…

Bespoke Research on China and neighbouring regions, Bixmoor

Bixmoor

Bespoke Research on China and neighbouring regions

Bixmoor specialises in providing bespoke research to business, governments and the financial community on China and neighbouring regions. We seek to build long-term relationships with our clients, based on our expertise, our reliability and our determination to find the right solution.

High debt burdens are not just a developing world phenomenon. The growth of Quantitative Easing programs has resulted in significantly increased debt in many countries, including a good number in the European Union, whose debt levels are masked by accounting procedures.

High debt burdens are not just a developing world phenomenon. The growth of Quantitative Easing programs has resulted in significantly increased debt in many countries, including a good number in the European Union, whose debt levels are masked by accounting procedures.

The Potential for National Financial Default

Greece

Attica Bank S.A. provides banking services. The Bank offers deposits, loans, e-banking, insurance, credit and debit cards, investments, factoring, and other banking services. Attica Bank serves customers in Greece.

National Bank of Greece S.A. offers retail and corporate banking services. The Bank accepts deposits and offers loans, lease financing, mortgages, and investing and insurance services to industrial, commercial, and consumer clients. National Bank of Greece operates domestically and overseas.

Eurobank Ergasias SA attracts deposits and offers commercial and retail banking services.  The Bank offers mortgage and automobile loans, capital markets and treasury services, manages mutual funds, and offers credit cards and insurance services.

Hellenic Exchanges - Athens Stock Exchange SA Holding runs Greece's primary national stock exchange and equity derivatives market. They operate markets for equities, derivatives & fixed-income securities, & raise capital for unlisted companies. The Company also operates the parallel market for emerging markets and the New Market where medium-sized, innovative companies are listed.

Bank of Greece is the central bank of Greece. The Bank attracts deposits and offers a variety of loans.  Other services includes foreign currency exchange services and investments in capital markets.

Columbia Banking System, Inc. is the holding company for Columbia Bank, a full service commercial bank.  The Bank serves small and medium-sized businesses, professionals, and other individuals through office in the Tacoma metropolitan area and contiguous parts of the Puget Sound region of Washington, as well as the Longview and Woodland communities in southwestern Washington.

International Bancshares Corporation, through its bank subsidiaries, provides commercial and retail banking services through offices in south and southeast Texas.  The Bank accepts deposits from the general public and uses those funds to make a variety of loans.

Glacier Bancorp, Inc. is a multi-bank holding company.  The Banks attract deposits from the general public and use those funds to originate a variety of commercial and consumer loans.

Huishang Bank Corporation Limited is a commercial bank. The Bank provides banking services including loans, money market operations, treasury business, investment and trading services, and valet transactions.

Bendigo and Adelaide Bank Limited offers a variety of banking and other financial services, including first mortgage housing finance, retail and business banking, commercial finance, funds management, treasury and foreign exchange services, superannuation and trustee services. Bendigo also offers internet banking.

The Bank of Kyoto, Ltd. is a regional bank in Kyoto.  The Bank provides banking services including deposits, savings, loans, foreign exchange transactions, and securities investments.  The Bank of Kyoto also provides financial services such as letter of credit, leasing, loans, and credit cards.

Hong Leong Financial Group Berhad is a banking and financial services holding company. The Company provides a range of services including commercial and consumer banking, investment banking, and insurance broking. Through its subsidiaries, Hong Leong Financial underwrites life/general insurance, provides funds management, corporate advisory, and stock and share broking services.

Ameris Bancorp is a multi-bank holding company. The Banks provide a broad range of retail and commercial banking services to its customers, including checking and savings deposits, commercial and consumer loans, trust services, discount brokerage services, and electronic funds transfer services. Ameris Bancorp operates in Georgia, Florida, and Alabama.

TMBThanachart Bank Public Company Limited provides a full range of banking and financial services. The Bank offers corporate and personal lending, retail and wholesale banking, international trade financing, and investment banking services to its customers throughout Thailand.  It also has branches in Hong Kong, Laos, and Cayman Island.

ServisFirst Bancshares Inc. operates as the holding company for ServisFirst Bank that provides consumer and commercial banking services. The Company offers various deposit products, such as demand, time, and savings deposits, as well as negotiable orders of withdrawal accounts, checking accounts, money market accounts, certificates of deposit, and IRA accounts.

Alpha Bank SA provides commercial banking services. The Bank offers lease financing, insurance, corporate banking, asset management, private banking, investment banking and securities brokerage, venture capital, portfolio management, payment systems, consulting, and real estate management services.

Price Gauge
52-week Range	0.00 - 0.00
Market Cap (USDm)	0.00
P/E	0.00
Dividend (Yield)	0.00

Alpha Bank AE (ALPHA GA)

City Dionysius – More Greek Tragedy

* Greek bank problems may be worse than current disclosures suggest;* Brinksmanship of IMF and ECB likely will cause unnecessary global market...

Thomas J. Monaco

The Potential for National Financial Default

High debt burdens are not just a developing world phenomenon. The growth of Quantitative Easing programs has resulted in significantly increased...

Bixmoor

Price Gauge

52-week Range

Market Cap (USDm)

P/E

Dividend (Yield)