External reports (aggregated public sources), Value Investors Club

Value Investors Club

External reports (aggregated public sources)

Equity Bottom-Up

<ul><li>Ally remains confident in their ability to navigate challenges with a focus on pricing and underwriting discipline</li><li>Ally's strong capital position and strategic focus on digital banking position them well to benefit from potential economic recovery and rising interest rates</li><li>Author believes Ally's stock has significant long-term growth potential and could triple in value, with limited downside risk in the short term</li></ul><p><em>This content is sourced through publicly available sources and has been machine generated. Information displayed is for general informational purposes only. This article was originally published 3 months ago on Value Investors Club.</em></p>

Ally remains confident in their ability to navigate challenges with a focus on pricing and underwriting disciplineAlly's strong capital position and strategic focus on digital banking position them well to benefit from potential economic recovery and rising interest ratesAuthor believes Ally's stock has significant long-term growth potential and could triple in value, with limited downside risk in the short termThis content is sourced through publicly available sources and has been machine generated. Information displayed is for general informational purposes only. This article was originally published 3 months ago on Value Investors Club.

Ally Financial Inc (ALLY) - Wednesday, Feb 28, 2024

Value Investing

Vladimir Dimitrov, CFA

<ul>
<li>Ally Financial is about to release its Q2 2023 earnings tomorrow as tightening within the auto loans market continues.</li>
<li>The deposit mix will be a key area to watch as it will have a major impact on the company's return on tangible common equity.</li>
<li>The company is expected to report its second quarter of 2023 on Thursday.</li>
</ul>


Ally Financial is about to release its Q2 2023 earnings tomorrow as tightening within the auto loans market continues.
The deposit mix will be a key area to watch as it will have a major impact on the company's return on tangible common equity.
The company is expected to report its second quarter of 2023 on Thursday.


Ally Financial Earnings: 3 Areas To Focus On

<ul>
<li>Ally Financial has emerged as a potential target after the recent events in the banking sector.</li>
<li>There are certain macroeconomic risks involved, but the company has changed dramatically over the past decade.</li>
<li>There are also major differences between the recently failed banks and Ally Financial that need to be considered, according to the company.</li>
</ul>


Ally Financial has emerged as a potential target after the recent events in the banking sector.
There are certain macroeconomic risks involved, but the company has changed dramatically over the past decade.
There are also major differences between the recently failed banks and Ally Financial that need to be considered, according to the company.


Ally Financial: Comparisons To The Recently Failed Banks Are Inappropriate

United States

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Synchrony Financial operates as a consumer financial services company. The Company provides  a range of credit products through programs we have established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers.

SLM Corporation, commonly known as Sallie Mae, provides education funding, originating and servicing of U.S. government guaranteed and private student loans.  The Company, through its subsidiaries, also provides debt management services and business and technical products to a range of clients including colleges, universities and loan guarantors.

Bread Financial Holdings Inc. operates as a tech-forward financial services company. The Company offers personalized payment, lending, and saving solutions. Bread Financial Holdings serves customers worldwide.

Enova International, Inc. offers online financial services to people who have bank accounts but have limited access to traditional consumer credit from banks, thrifts, credit card companies and other lenders. The Company offers short-term consumer and installment consumer loans in the United States, the United Kingdom, Australia, and Canada.

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World Acceptance Corporation operates a small-loan consumer finance business. The Company offers short-term loans, related credit insurance, and ancillary products and services to individuals.  World Acceptance generally serves individuals with limited access to other sources of consumer credit from banks, savings and loans, other consumer finance businesses, and credit cards.

Shriram Finance Limited provides consumer finance services. The Company offers automobile, commercial vehicle, business, and gold loan services. Shriram Finance serves customers in India.

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Cholamandalam Investment and Finance (CIFC IN)

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SBI Cards & Payment Services (SBICARD IN)

Sundaram Finance Ltd., together with its subsidiaries, provides various financial products and services in India. The Company offers savings products, car and commercial vehicle finance, insurance products, home loans and logistics services. Sundaram is based in Chennai, India.

Mahindra & Mahindra Financial Services Limited is a finance company that provides finance to prospective buyers of Mahindra range of utility vehicles and tractors.  The Company extends finance through hire purchase/loan and lease modes.  Mahindra & Mahindra has a network of branches located across India.

Mahindra & Mahindra Fin Services Ltd. (MMFS IN)

ACOM CO., LTD is a consumer financing company.  The Company provides financial services such as secured/unsecured loans and consumer installment credits.

Samsung Card Co., Ltd. offers credit card services such as issuing cards, one time payments, installments, and cash advance services. The Company also provides other financial services such as leasing and loan services.

Credit Saison Co., Ltd. is a consumer credit company.  The Company provides financial services such as credit cards, consumer installment credits, loan guarantees, loans, consignment operations, and leases.

Muangthai Capital Public Company Limited operates as a commercial lending company. The Company provides car title, personal, agricultural vehicle, land title, and other loan products. Muangthai Capital serves customers in Thailand.

Ally Financial Inc. is a automotive financial services company powered by a direct banking franchise. The Company operates as a financial holding company.

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Ally Financial (ALLY US)

Ally Financial Inc (ALLY) - Wednesday, Feb 28, 2024

Author believes Ally's stock has significant long-term growth potential and could triple in value, with limited downside risk in the short term

Value Investors Club

Ally Financial Earnings: 3 Areas To Focus On

Ally Financial is about to release its Q2 2023 earnings tomorrow as tightening within the auto loans market continues. The deposit mix will be a...

Vladimir Dimitrov, CFA

Ally Financial: Comparisons To The Recently Failed Banks Are Inappropriate

Ally Financial has emerged as a potential target after the recent events in the banking sector. There are certain macroeconomic risks involved...

Vladimir Dimitrov, CFA

Price Gauge

52-week Range

Market Cap (USDm)

P/E

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