Specialist in Indian Banking and Economic Research

Hemindra Hazari

Is a Securities & Exchange Board of India (SEBI) registered research analyst with over 25 years experience in the Indian capital markets with a specialization in banking and economy research and has managerial experience of establishing profitable equities business, leading and mentoring analysts.  He has worked with prominent foreign and domestic capital market firms such as UBS, Societe Generale, HSBC, ASK Raymond James  and Karvy Stock  Broking and is a regular guest on business media channels and is respected for his non-consensus view on stocks and the market.

Life Insurance Corporation of India IPO - The Negatives - Has Been Lagging the Sector

Life Insurance Corp of India IPO: Premium Market

Life Insurance Corporation of India: The IPO Prospectus Is Weak on ESG Strategy

Battle Lines Drawn As BABA Builds Out First/Last-Mile Capacity; But Who Will Fund 75+ Bn CNY CapEx?

Equity Capital Markets

Life Insurance  of India / Equity Capital Markets

<ul>
<li>Life insurance penetration (life insurance premium/GDP) stagnating in India for last decade</li>
<li>Entry of 23 private sector life insurance companies has not increased life penetration</li>
<li>The private players have got the more profitable end of the market, leaving LIC with the lower end. LIC itself, which once expanded the market, has lost direction.</li>
</ul>


Life insurance penetration (life insurance premium/GDP) stagnating in India for last decade
Entry of 23 private sector life insurance companies has not increased life penetration
The private players have got the more profitable end of the market, leaving LIC with the lower end. LIC itself, which once expanded the market, has lost direction.


ICICI Prudential Life Insurance (IPRU IN)

LIC's Share of a Stagnating Market Declines - Promised Growth of Insurance Penetration a Mirage?