AU Small Finance Bank Q4FY21- Putting up a Tough Fight but Prolonged Covid Woes Clouding the Outlook

India Channel Insight | Zomato, AU Bank, Johnson Hitachi, Nilkamal, Makemytrip

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Saumya Agarwal

Equity Bottom-Up

AU Small Finance Bank Limited / Equity Bottom-Up

AU Small Finance Bank Limited (AUBANK IN)

<p>AU Small Finance Bank, with its focus on the low and middle-income population, is hopeful of a turnaround in asset quality despite catering to the micro and small businesses. The Bank has been steadily increasing the proportion of Retail AUM even as it is shrinking its small and mid- corporate portfolio. Can AU’s retail focused strategy hold it in good stead?</p>

AU Small Finance Bank, with its focus on the low and middle-income population, is hopeful of a turnaround in asset quality despite catering to the micro and small businesses. The Bank has been steadily increasing the proportion of Retail AUM even as it is shrinking its small and mid- corporate portfolio. Can AU’s retail focused strategy hold it in good stead?

AU Small Finance Bank - Can AU’s Retail Strategy Hold It in Good Stead?