Poland

Santander Bank Polska S.A operates as a bank The Bank offers business and personal loans, mortgages, pension plans, insurance, factoring services, securities brokerage services, credit and debit cards, accounts, and money transfer services. Santander Bank Polska serves customers in Poland.

Bank Pekao S.A. attracts deposits and offers commercial, retail, and investment banking services. The Bank provides mortgages, consumer and business loans, debit and credit cards, custody, factoring, lease financing, private banking, asset management, and securities brokerage services.

mBank S.A. provides commercial banking services. The Bank offers corporate, retail, and private banking services. mBank is active on the capital markets through its brokerage subsidiary and offers lease financing services through its leasing subsidiary.

Bank Handlowy w Warszawie S.A. operates as a bank that offers deposits, lending, foreign and domestic settlements, foreign exchange, as well as capital market activities and money market operations. The Bank has 28 domestic branches, four representative offices and the London foreign branch.

Bank Millennium S.A. attracts deposits and offers commercial and consumer banking services.  The Bank offers credit, lease financing, securities brokerage, pension plans, factoring, and investment banking services.  The Bank also sponsors credit and debit cards.

Bank Ochrony Srodowiska S.A. (BOS) attracts deposits and offers commercial banking services.  The Bank offers construction, Lombard, margin, bridge, mortgage, hire purchase, and student loans, trade finance, and investment banking services.  BOS also finances environmental projects.

Powszechny Zaklad Ubezpieczen SA offers property and casualty insurance. The Company offers a wide range of non-life insurance products including fire and automobile insurance. Powszechny Zaklad also has a division that offers life insurance.

Kruk SA as founded in 1998 and offers debt collection services in Poland, Romania, Czech Republic and Slovakia. The Company's two main business lines are: acquisition of non-performing debt portfolios and debt collection outsourcing with a main focus on consumer and corporate loans.

Warsaw Stock Exchange operates an exchange for the trading of Polish securities. The Exchange trades equities, derivatives, bonds, subscription rights, and warrants.

Hang Seng Bank Limited and its subsidiaries provide banking and related financial services.

CIMB Group Holdings Berhad provides commercial banking and related financial services. The Company and its subsidiaries, operate as a regional universal bank offering a full range of financial products and services, covering corporate and investment banking, consumer banking, treasury, insurance and asset management.

Standard Chartered PLC is an international banking group operating principally in Asia, Africa, and the Middle East. The Company offers its products and services in the personal, consumer, corporate, institutional and treasury areas.

CTBC Financial Holding Company Ltd. is a holding company.  Through its subsidiaries, the Company provides a variety of banking and financial services, including deposit, loan, guarantee, international banking, trust banking, credit card, investment banking, safety deposit box, and Internet banking services.

Punjab National Bank provides financial services such as corporate and personal banking, industrial finance, agricultural finance, financing of trade and international banking. The Company provides services to domestic conglomerates, medium and small industrial units, exporters, non-resident Indians and multinational companies.

Bank of Baroda owns and operates commercial banks in India.  The Group's banks provide the traditional forms of banking services, including CD's, Credit Card services and a variety of car loans, in addition to gold banking and a range of insurance services.  The Group also owns IBU International Finance Limited, an international banking company in Hong Kong.

Public Bank Berhad provides a range of banking and financial services which include leasing and factoring, stock and futures broking, financing for the purchase of licensed public vehicles, and other financial services. The Group's overseas operations include branches in Hong Kong, Sri Lanka, Laos, Cambodia, and Vietnam.

Bank of Nanjing Co., Ltd. operates commercial banking businesses. The Company offers deposits, loans, settlement, discounting, financial bond issuance, government bond underwriting, bank guarantee, and other related financial services. Bank of Nanjing provides services for enterprises and individuals.

KB Financial Group Inc. (the "Company"), in accordance with Financial Holding Companies Act, was established on September 29, 2008, through stock transfer with the former shareholders of its subsidiaries including Kookmin Bank in order to provide management services and financing to associated companies. The headquarters are located at Seoul, Korea

E.Sun Financial Holding Company Ltd. is a holding company.  Through its subsidiaries, the Company provides banking, brokerage and dealer services.

Powszechna Kasa Oszczednosci Bank Polski S.A. attracts deposits and offers commercial banking services. The Bank offers all types of banking services present on the Polish banking market, money market and capital market for institutional and individual clients.

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