Deciphering real estate markets globally., Rems Advisors

TAN Kok Keong

Deciphering real estate markets globally.

Rems Advisors

Thematic (Sector/Industry)

<p>A long-winded account from an ex-civil servant who is trying his hand at Fintech. I have been encouraged to share our journey and I also want to gather thoughts from the collective brilliance of people in this community, so that we can bring about real changes in the way people invest in real estate.</p><p>I have spent more than 20 years doing various forms of research on the property market. In my earlier years as a researcher in the Government in the Urban Redevelopment Authority formulating…</p>

A long-winded account from an ex-civil servant who is trying his hand at Fintech. I have been encouraged to share our journey and I also want to gather thoughts from the collective brilliance of people in this community, so that we can bring about real changes in the way people invest in real estate.I have spent more than 20 years doing various forms of research on the property market. In my earlier years as a researcher in the Government in the Urban Redevelopment Authority formulating…

<p>The Monetary Authority of Singapore has eased the financing limit for refinancing of residential properties with immediate effect. </p><h2>From the press release on 1st September 2016 </h2><p>The Monetary Authority of Singapore (MAS) announced today that the refinancing rules under the Total Debt Servicing Ratio (TDSR) framework will be fine-tuned to allow borrowers more flexibility in managing their debt obligations. This is in response to feedback from some borrowers who are unable to refinance their existing…</p>

The Monetary Authority of Singapore has eased the financing limit for refinancing of residential properties with immediate effect. From the press release on 1st September 2016 The Monetary Authority of Singapore (MAS) announced today that the refinancing rules under the Total Debt Servicing Ratio (TDSR) framework will be fine-tuned to allow borrowers more flexibility in managing their debt obligations. This is in response to feedback from some borrowers who are unable to refinance their existing…

Singapore Property: Refinancing Limits Eased

<p>Lake Grande, which was launched in late July, saw a strong sale with 436 units (61%) sold in its first launch weekend. The average transacted price was S$1,368 per square foot, according to The Business Times. This is probably one of the most successful launch in the past two years during its first launch weekend. In this quick note, we evaluate the key reasons that contributed to the successful launch of Lake Grande.</p><h2>(1) Located next to Lakeside MRT Station </h2><p>The most prevailing reason that drawn…</p>

Lake Grande, which was launched in late July, saw a strong sale with 436 units (61%) sold in its first launch weekend. The average transacted price was S$1,368 per square foot, according to The Business Times. This is probably one of the most successful launch in the past two years during its first launch weekend. In this quick note, we evaluate the key reasons that contributed to the successful launch of Lake Grande.(1) Located next to Lakeside MRT Station The most prevailing reason that drawn…

Asia's Leading Online Property Group, PropertyGuru

Bjorn Sprengers

Asia's Leading Online Property Group

PropertyGuru

PropertyGuru Pte Ltd owns and operates a real estate property information website. The Company offers facilities to search for condominiums, apartments, Housing and Development Board (HDB) flats, serviced apartments, houses, and commercial properties to rent and buy in Singapore.

<p>As we see recurring headlines of sky-high resale HDB transactions, should Singaporeans worry that such prices are becoming mainstream? We take a look in this issue of the Guru View: </p><ul><li>The number of flats sold above S$900,000 that have been sold have increased since 2015 when units at the Pinnacle hit the market</li><li>More recently, flats in Boon Keng and Clementi have also been marking the news for their sky-high prices</li><li>Buyers and sellers need to negotiate based on overall trends, rather than outlier transactions, to come to a fair buying price</li></ul>

As we see recurring headlines of sky-high resale HDB transactions, should Singaporeans worry that such prices are becoming mainstream? We take a look in this issue of the Guru View: The number of flats sold above S$900,000 that have been sold have increased since 2015 when units at the Pinnacle hit the marketMore recently, flats in Boon Keng and Clementi have also been marking the news for their sky-high pricesBuyers and sellers need to negotiate based on overall trends, rather than outlier transactions, to come to a fair buying price

Are Million-Dollar HDB Flats Becoming the Norm?

Research and consultancy, Tabbush Report

Daniel Tabbush

Research and consultancy

Tabbush Report

We provide research and consultancy on Asian banks. Our focus is on what we call “Asian bank research, without the noise.” We are interested in the most critical swing-factors for banks, the NPL and credit cycle, and where we believe there is a gap between perception and reality. We often focus on the less studied components of bank financial statements.  Our research is highly thematic, sometimes examining unlisted banks and companies as a window on mainstream banks. 

Being independent allows us to look at smaller banks, often overlooked by others. Analysis of BIS bank guidelines in the context of Asia, is also a focal point, while we also analyze global banks operating in the region. We use what we believe is the most comprehensive, reliable financials database, SNL Financial. S&P Capital IQ augments our database, with corporate data and CEIC, with economics. 

Asian bank research, without the noise.

Equity Bottom-Up

<p>Bank of East Asia is being hurt not only from worsening impairment costs and worsening revenue in China, but also far higher NPLs in Hong Kong. It is the last point, which we believe may take some by surprise, and where the bank’s own disclosure, hardly focuses. There is also plenty to be concerned about with core income, not only on the Mainland. The one-two punch of China and Hong Kong bank stress, is upon us, but it is just beginning.</p><p>Where rates of growth can mislead, from a low base, we will…</p>

Bank of East Asia is being hurt not only from worsening impairment costs and worsening revenue in China, but also far higher NPLs in Hong Kong. It is the last point, which we believe may take some by surprise, and where the bank’s own disclosure, hardly focuses. There is also plenty to be concerned about with core income, not only on the Mainland. The one-two punch of China and Hong Kong bank stress, is upon us, but it is just beginning.Where rates of growth can mislead, from a low base, we will…

Singapore

Oversea-Chinese Banking Corporation Limited offers a comprehensive range of financial services.  The Company's services include deposit-taking, corporate, enterprise and personal lending, international trade financing, investment banking, private banking, treasury, stockbroking, insurance, credit cards, cash management, asset management and other financial and related services.

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OCBC (OCBC SP)

Questions from a Fintech Wannabe

A long-winded account from an ex-civil servant who is trying his hand at Fintech. I have been encouraged to share our journey and I also want to...

TAN Kok Keong

Singapore Property: Refinancing Limits Eased

The Monetary Authority of Singapore has eased the financing limit for refinancing of residential properties with immediate effect. From the press...

TAN Kok Keong

The Successful Launch of Lake Grande

Lake Grande, which was launched in late July, saw a strong sale with 436 units (61%) sold in its first launch weekend. The average transacted price...

TAN Kok Keong

Are Million-Dollar HDB Flats Becoming the Norm?

As we see recurring headlines of sky-high resale HDB transactions, should Singaporeans worry that such prices are becoming mainstream? We take a...

PropertyGuru

Not Just China Bad Loans Hurting BEA

Bank of East Asia is being hurt not only from worsening impairment costs and worsening revenue in China, but also far higher NPLs in Hong Kong. It...

Daniel Tabbush

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