- VPBank reported a significant increase in pretax profit for the first quarter of 2025, reaching 5.02 trillion dong, which is a 20% rise from the previous year.
- The bank’s total operating income grew by 16% year-on-year to approximately 15.6 trillion dong.
- Non-performing loans remained under control with a ratio below 3% by the end of the first quarter.
- VPBank has set an ambitious profit target of 25.27 trillion dong for the entire year of 2025, which represents a 26% increase compared to the previous year.
- As of March 31, 2025, the total assets of VPBank exceeded 994 trillion dong.
- On the stock market, VPBank is received favorably with 11 buy ratings, 2 hold ratings, and no sell recommendations.
- The comparisons to past results are sourced from the company’s own disclosures.
A look at Vietnam Prosperity Bank Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 4 | |
| Dividend | 4 | |
| Growth | 4 | |
| Resilience | 3 | |
| Momentum | 3 | |
| OVERALL SMART SCORE | 3.6 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
Based on the Smartkarma Smart Scores, Vietnam Prosperity Bank is showing a positive long-term outlook. With high scores in Value, Dividend, and Growth, the company is positioned well in terms of financial health, potential dividends for investors, and opportunities for expansion. Although Resilience and Momentum scores are slightly lower, indicating some room for improvement, the overall picture suggests a stable and steadily growing bank.
As a provider of commercial banking services in Vietnam, Vietnam Prosperity Bank, also known as VPBank, offers a range of financial products including savings accounts, personal loans, and trade financing. With a broad array of services tailored to the local market, VPBank has established itself as a reliable option for customers seeking banking solutions in Vietnam.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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