Earnings Alerts

Mastercard (MA) Earnings: 4Q Adjusted EPS Surpasses Estimates at $3.82, Net Revenue Hits $7.49 Billion

By January 30, 2025 No Comments
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  • Mastercard‘s adjusted EPS for Q4 was $3.82, surpassing the estimated $3.69.
  • Earnings per share (EPS) came in at $3.64.
  • The company reported net revenue of $7.49 billion, beating the expected $7.39 billion.
  • Operating margin stood at 52.6%.
  • Cross-border volumes saw a 20% increase, higher than the projected 17.5% rise.
  • Purchase volume matched the estimate, totaling $2.11 trillion, with a growth of 13%.
  • The gross dollar volume was $2.56 trillion, slightly below the expected $2.57 trillion.
  • Operating expenses were $3.55 billion, higher than the projected $3.22 billion.
  • Adjusted operating expenses were $3.3 billion compared to an estimate of $3.21 billion.
  • Market sentiment shows 39 buy recommendations, 8 holds, and 1 sell.

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Mastercard on Smartkarma

On Smartkarma, independent investment analysts like Baptista Research are closely covering Mastercard. Baptista Research recently highlighted Mastercard‘s commendable fiscal performance in the third quarter of 2024. CEO Michael Miebach emphasized a significant year-over-year growth, with net revenues up by 14% and adjusted net income rising by 13% on a non-GAAP currency-neutral basis. This growth was predominantly driven by robust consumer spending and an impressive 17% increase in cross-border volume.

In another report by Baptista Research on Smartkarma, Mastercard‘s resilience and adaptability in the second quarter of 2024 were underscored. The company showcased a solid performance with a 13% surge in net revenues and a notable 24% growth in adjusted net income on a non-GAAP currency-neutral basis. These positive results were largely fueled by strong consumer spending, supported by a healthy labor market and wage growth trends.


A look at Mastercard Smart Scores

FactorScoreMagnitude
Value2
Dividend2
Growth4
Resilience2
Momentum4
OVERALL SMART SCORE2.8

Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma

Mastercard, Inc. is positioned for a positive long-term outlook, according to Smartkarma Smart Scores. With an impressive Growth score of 4 and a Momentum score of 4, the company demonstrates strong potential for expansion and market performance. These high scores indicate that Mastercard is excelling in terms of its growth prospects and the positive trend in its stock performance.

In addition, Mastercard‘s solid performance in Growth and Momentum is complemented by respectable scores in other areas such as Value and Resilience, showing a well-rounded profile. While Value and Dividend scores are moderate at 2, they still contribute to the overall stability and attractiveness of Mastercard as an investment option. With its core business focused on providing payment solutions globally, Mastercard‘s trajectory seems promising for investors seeking long-term growth opportunities in the financial sector.


Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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