- Net Income: Kruk reported a net income of 251.6 million zloty, surpassing the estimated 241.7 million zloty.
- Revenue Growth: The company achieved a revenue of 802.2 million zloty, reflecting a 7.2% increase year-over-year, significantly higher than the projected 673.3 million zloty.
- Cash EBITDA: Kruk’s cash EBITDA reached 618 million zloty, marking a 2.3% growth compared to the previous year.
- EBITDA Decline: Despite the revenue growth, EBITDA decreased by 5.8% year-over-year to 409 million zloty but still exceeded the estimated 382.3 million zloty.
- Analyst Ratings: The company’s stock received 5 buy ratings, 1 hold, and no sell ratings from analysts.
A look at KRUK SA Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 3 | |
| Dividend | 3 | |
| Growth | 4 | |
| Resilience | 3 | |
| Momentum | 3 | |
| OVERALL SMART SCORE | 3.2 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
Based on the Smartkarma Smart Scores, the long-term outlook for KRUK SA appears to be positive overall. The company scores moderately across various factors, with a growth score of 4 indicating promising potential for future expansion. Despite not scoring the highest in any specific category, KRUK SA‘s balanced scores in value, dividend, resilience, and momentum suggest a stable and steadily growing company.
Founded in 1998, KRUK SA operates in the debt collection industry across multiple countries including Poland, Romania, Czech Republic, and Slovakia. With a core focus on acquiring non-performing debt portfolios and providing debt collection outsourcing services for consumer and corporate loans, the company has established a strong presence in the market. The Smartkarma Smart Scores reflect an optimistic long-term outlook for KRUK SA, positioning it well for continued growth and success in the debt collection sector.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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